Can you review my portfolio?

We’ll be happy to review your portfolio as part of any of our regular services.  Usually, a “portfolio review” is  in the context of planning for some specific goal such as saving for retirement (or living off an existing portfolio for folks already in retirement), or some specific purchase such as a house, or college.

We work with you to figure out what your goals are, level of risk is appropriate for you and your portfolio, what your time horizon is, and how a portfolio may be constructed to reflect all that.  Additional considerations may include cash-flow needs, withdrawal rates, liquidity, tax management, legacy assets (i.e., that stock you’ve had forever, stock you got from your employer, etc. — keep it? dump it? tax consequences?)

Once we have a handle on the parameters for your portfolio needs, we’ll design a portfolio starting with a target asset allocation, and fill in more details with asset sub-classes, and may recommend specific securities, services or funds to use for those various parts of the portfolio.

Sometimes, portfolio construction is complicated by additional constraints such as limited list of securities in an employer’s 401(k) plan.  We’ll do our best to help you select the best options available there, and if necessary, balance them out with the parts of your portfolio outside of those plans.

We generally favor low-cost index-based mutual funds and ETFs, though, of course, there are exceptions.

Meyers Wealth Management, where our goal is to help you achieve your goals
441 California Ave, Suite 7 • Palo Alto, CA 94306 • • 1-800-993-2994
DisclosurePrivacyResourcesSitemap • Open For Service • Contact Us 
© David S. Meyers, CFP® 2022