By law, you are entitled to a free credit report. Get it on a regular basis!

Your credit report is more important now than ever.  A recent survey indicated that one in six employers run a credit report on prospective employess -- and this at a time when folks credit is potentially at risk with the recession and credit crisis.  Landlords often run credit reports on potential renters.  And, of course, if you expect to borrow any time soon, you need to know your credit report is correct.  Your credit report is also an important means by which you can keep vigilant against identity theft - such thieves often open a new credit line in your name, charge things up and ruin your credit.

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